The RIC Score

Culture. Strategy. Scalability.

Your RIC Score measures how attractive your business is to investors, creditors, and customers through a comprehensive assessment of 200+ factors across three critical dimensions.

Beyond AI Pitch Deck Scoring

While AI tools can scan your pitch deck in seconds, they only scratch the surface. SMEMojo's RIC Score goes deeper—combining expert human evaluation with comprehensive business analysis across operations, culture, leadership, and strategy. It's not just about what you present; it's about what you're actually made of.

The Three Dimensions of Your RIC Score

Culture

The DNA of your organization — leadership, people, and values that drive everything.

  • Leadership effectiveness & vision
  • Employee engagement & satisfaction
  • Resolution & conviction under pressure
  • Innovation mindset & ESG commitment
Strategy

How you compete, grow, and position yourself in the market.

  • Sales & marketing savviness
  • Financial IQ & capital planning
  • Competitive positioning & moat
  • Market opportunity & traction
Scalability

Your operational backbone — can your business grow without breaking?

  • Data & AI strategy readiness
  • Supply chain intelligence
  • Customer success & retention systems
  • Operational flexibility & automation
200+ Assessment Factors

Comprehensive Business Evaluation

Our proprietary assessment covers 200+ factors across interconnected business dimensions. After your 6-week evaluation journey, you'll receive a detailed report with your RIC Score breakdown, personalized coaching recommendations, and strategic connections to accelerate your growth.

The Evaluation Report
Interactive Matrix

RIC Score Evaluation Matrix

Explore how different factors contribute to your overall score. Adjust the sliders to see how improvements in each area affect your RIC Score.

Overall RIC Score

70

Gold Tier

Culture

68

Strategy

73

Scalability

68

Example CategoriesCultureStrategyScalability
Leadership
85
70
55
Resolution & Conviction
80
75
50
Employee Satisfaction
90
60
45
Data and AI Strategy
45
70
90
AI Ethics & Governance
70
75
70
Innovation Strength
85
80
55
Sales & Marketing Savviness
65
85
68
Customer Success Savviness
50
75
85
Supply Chain IQ
40
65
88
Financial IQ
45
80
92
ESG
88
65
50

* This is an interactive demo showing example categories. Your actual RIC Score is calculated through our comprehensive 6-week assessment covering 200+ detailed factors.

Tier System & Access Levels

Your RIC Score determines your tier, which unlocks different levels of access within the SMEMojo ecosystem. The higher you score, the more you can customize your ecosystem.

Bronze
Score: 0-49
  • Basic resources
  • Community access
  • Expert matching
  • Investor visibility
Silver
Score: 50-69
  • All Bronze benefits
  • Expert matching
  • Basic analytics
  • Priority support
Gold
Score: 70-84
  • All Silver benefits
  • Investor visibility
  • Priority support
  • VIP events
Platinum
Score: 85-100
  • All Gold benefits
  • VIP events access
  • Featured listings
  • Direct introductions
Re-Score Every 6 Months

Your Score Evolves With You

Businesses grow. Markets shift. Your RIC Score should reflect where you are now, not where you were six months ago. Re-scoring lets you demonstrate measurable progress to investors, creditors, and customers.

Re-Score Your Business
For SMEs and Startups

Every 6 months, you can request a fresh RIC Score assessment. Your experts will re-evaluate your progress, update your scores, and provide a new report highlighting what's improved and what still needs attention.

  • Updated assessment across all 200+ factors
  • Progress comparison report (before vs. after)
  • New tier qualification if your score improves
  • Refreshed recommendations for the next 6 months

Re-scoring is available at 40–60% of the original assessment fee.

Request a Re-Score
For Investors, Lenders & Partners

Interested in a business but their score is outdated? Investors, alternative lenders, and strategic partners can request a re-score of any business in the SMEMojo ecosystem. Get a fresh, verified assessment before making your decision.

  • Order a re-score for any assessed business
  • Verified, up-to-date assessment before due diligence
  • Reduce risk with current data, not stale reports
  • SMEMojo coordinates the entire process

Third-party re-score requests are subject to the business's consent.

Think of your RIC Score like a credit score for business attractiveness — the more you improve, the more doors open.

How to Improve Your RIC Score

Your 6-week assessment includes personalized recommendations to improve each factor.

Identify Gaps
Our experts pinpoint exactly where your business needs improvement across all 10 factors.
Get Guidance
Receive actionable recommendations and access to coaching resources tailored to your needs.
Track Progress
Monitor your improvement over time and unlock higher tiers as your score increases.